UK Travel Cards
Independent guides for British travellers and expats choosing a debit card, credit card or multicurrency account for Thailand.
and fees
in Thailand
unbiased guides
Guides in this section
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Best UK Credit Cards for Thailand Travel
Credit cards with no foreign fees, travel perks and purchase protection.
Read the guide →
Best UK Debit Cards for Thailand Travel
The UK debit cards that cost least to spend and withdraw with in Thailand.
Read the guide →
Fee-Free Cards for Spending in Thailand
Which cards really charge nothing when you pay in baht.
Read the guide →
Best Cards for Thai ATM Withdrawals
Free allowances, daily limits and the ฿220 local fee explained.
Read the guide →
Credit Cards vs Debit Cards for Thailand
Protection, cash access and costs compared side by side.
Read the guide →
Multicurrency Accounts for Thailand
Holding baht before you travel with Wise, Revolut and others.
Read the guide →
Visa vs Mastercard Acceptance in Thailand
Where each network works, and whose exchange rate is better.
Read the guide →
Travel Card Eligibility for UK Residents
Who can apply — and what happens if you move to Thailand.
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Compare Popular UK Travel Cards
See key fees, ATM limits and features at a glance. Read our full guides for detailed analysis.
View Full Comparison Guide →| Provider | Monthly Fee | Foreign Transaction Fee | ATM Fee (Overseas) | Best For | Read Guide |
|---|---|---|---|---|---|
| WWise | £0 (£7 card) | From 0.43% conversion | £250/month free (then 2.69%) | Low fees & multicurrency | Read → |
| RRevolut | £0 (Standard) | 0% up to £1,000/month | £200 or 5 withdrawals/month free (then 2%) | Everyday spending | Read → |
| MMonzo | £0 | 0% | £200 per 30 days free (then 3%) | Travel & daily use | Read → |
| SStarling | £0 | 0% | No Starling fee (£300/day limit) | Unlimited fee-free cash | Read → |
| CChase UK | £0 | 0% | No Chase fee (£1,500/month abroad) | Best all-rounder | Read → |
Fees as published by each provider, checked 11 October 2026. Thai ATMs add their own ฿220 charge per withdrawal with any foreign card.
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Practical, independent guides to help you make smarter financial decisions in Thailand.
How to choose the right travel card
Frequently Asked Questions
View all FAQs →Which UK travel card is best for Thailand?
For most British travellers, Chase UK is the strongest all-rounder: no Chase fees on card payments or cash abroad, the Mastercard exchange rate and a £500 daily cash limit. Starling suits longer stays because its fee-free withdrawals have no monthly cap. Our full debit card guide compares nine options.
Will I pay the ฿220 ATM fee with UK cards?
Yes. Most Thai bank ATMs charge foreign cards a flat ฿220 per withdrawal, whatever card you use — the fee is charged by the Thai bank, not yours. Make fewer, larger withdrawals to keep it down; AEON ATMs have charged ฿150.
Is it better to use a credit card or debit card?
A fee-free debit card is usually better for everyday spending and cash, because cash on a credit card normally attracts interest from day one. A credit card with no foreign fees is useful for big bookings because of Section 75 protection. Many travellers carry one of each.
Can I get a UK travel card if I live in Thailand?
Most UK banks and card providers require you to be a UK resident when you apply, and some review accounts if you move abroad permanently. Check each provider's terms before relocating; our eligibility guide explains the options for expats.
Which card gives the best exchange rate?
Cards that use the Mastercard or Visa network rate with no added fee (Chase, Starling, Monzo, Kroo) and Wise, which uses the mid-market rate plus a small conversion fee, all give rates far better than airport bureaux. Whatever card you use, always choose to pay in baht, not pounds.
Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.
