House & Contents Insurance, Made Simpler
JayLIT will introduce you to Katya, your AI insurance concierge, for one short guided conversation about your property, what you want to insure and when you would like cover to begin.
Turn on your microphone
Katya needs to hear your answers. Tap the button below, then choose Allow when your phone asks for microphone access.
It costs you nothing
There is no JLIT fee for preparing and passing on your house and contents insurance enquiry.
Save valuable time
Answer the essential questions once instead of repeating the same details several times.
Tell us once
Katya prepares a clear summary of your property, cover requirements and contact preferences.
Vetted professionals
Your enquiry can be reviewed by an appropriate insurance professional with relevant experience.
Protection for your property
and everything inside
House and contents insurance may help protect the building, the possessions inside it, or both. Benefits, limits and exclusions vary between insurers and policies.
Building protection
Cover may be available for insured damage to the physical structure of a house, villa, townhouse or condominium unit.
Contents protection
Cover may be available for furniture, appliances, electronics, clothing and other household possessions.
Accidental damage and loss
Depending on the policy, protection may include insured events such as fire, theft, storm, water damage or accidental damage.
Liability and additional benefits
Some policies may include liability, temporary accommodation or other additional benefits, subject to the policy terms.
Building, contents or both?
You can enquire about the building, the contents, or both together. A licensed insurance professional can explain the available options, limits and exclusions.
Building cover
Designed to protect the insured structure of the property, subject to the insurer’s definitions and policy terms.
Contents cover
Designed to protect eligible household possessions and personal belongings kept at the insured property.
What can affect the policy terms and premium?
The insurer sets the final price, eligibility and policy terms. These are some of the details that commonly matter.
What Katya will ask you
The conversation is deliberately short and gathers only the core information needed to prepare a useful house and contents insurance enquiry.
- Whether you need building cover, contents cover or both
- Whether it is your main home, holiday home or investment property
- The type of property, such as a house, townhouse, condominium, apartment or villa
- The approximate property value
- The approximate contents value
- Any home or contents claims during the last 5 years
- When you would like cover to begin
- Your contact details and preferred contact time
Ready to make one clear enquiry?
Tell us once. We will prepare the details for an appropriate vetted insurance professional.
Trust and transparency
JLIT is an independent information and referral platform. We prepare your enquiry and introduce it to appropriate insurance professionals; we do not sell the policy or provide insurance advice.
House and contents insurance questions
Common questions before making a house and contents insurance enquiry.
What does building insurance usually cover?
Building insurance generally relates to the physical structure of the property and insured permanent fixtures. Exact definitions, events covered and exclusions vary by policy.
What does contents insurance usually cover?
Contents insurance generally relates to eligible household possessions such as furniture, appliances, electronics, clothing and personal belongings kept at the insured property.
Can I insure a condominium or apartment?
Often yes, although the building structure may be insured by the development or juristic person. A licensed insurance professional can explain what can be insured privately.
Can I insure a holiday home or investment property?
Potentially, but occupancy, rental use and periods when the property is empty can affect eligibility and policy terms.
Do I need to know the exact property and contents values?
No exact valuation is required to make an initial enquiry. An approximate figure is useful, and the insurance professional can explain how the final insured values should be assessed.
Are floods, storms, fire and theft automatically covered?
Not automatically. Covered events, limits, excesses and exclusions vary between policies, so these should be confirmed directly with the insurer or authorised insurance professional.
Does JLIT provide the quotation or advice?
No. Quotations, policy terms and advice are provided only by legally authorised insurance professionals or insurers.
How quickly will someone contact me?
After submission, an insurance professional can review the enquiry and contact you using the details and preferred time you supplied.
What happens to my information?
Your answers are used to prepare and route your house and contents insurance enquiry. They are not published publicly. The information may be shared with an appropriate participating insurance professional so they can respond to your request, subject to your consent and the JLIT privacy policy.
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Just Landed in Thailand is an independent information and referral platform. JLIT is not an insurer, insurance broker or licensed insurance adviser and does not provide insurance advice, policy recommendations or quotations. The information on this page is general and policy benefits vary. House and contents insurance enquiries may be passed to selected, legally authorised insurance professionals or providers who are responsible for discussing cover, exclusions, eligibility, pricing and policy terms directly with the user.
Your house and contents insurance enquiry has been sent.
Your enquiry has been sent to qualified and verified insurance agents, who will review your requirements and contact you shortly.
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Just Landed in Thailand is an independent information and referral platform. We are not an insurance broker, insurance company or licensed insurance agent, and we do not provide insurance quotations, recommendations or insurance advice. Insurance enquiries submitted through this service are securely passed to qualified and verified insurance agents who will assess your requirements and contact you directly. Any insurance quotations, recommendations, policy information or advice are provided solely by those agents, and any decision to purchase insurance is made between you and the insurance provider or intermediary.