Life Insurance in Thailand, Made Simpler
JayLIT will introduce you to Katya, your AI insurance concierge, for one short guided conversation about the people you want to protect and the cover you may need.
Turn on your microphone
Katya needs to hear your answers. Tap the button below, then choose Allow when your phone asks for microphone access.
Life insurance made simpler from the start
It costs you nothing
There is no charge to use the JLIT Insurance Concierge or submit your life insurance enquiry.
Only takes a couple of minutes
Answer a few simple questions by voice, or use the written form instead.
Tell us once, not five times
Give us the important details once instead of repeating yourself to multiple insurance professionals.
Professionals vetted by JLIT and our community
JLIT carries out the initial vetting, while community feedback helps us maintain the standards we expect.
One enquiry. One clear introduction. No repeated explanations.
Tell JLIT what you need once. We prepare a clear life insurance enquiry and introduce it to vetted insurance professionals, saving you from contacting multiple people and repeating the same details again and again.
Tell us onceSave timeVetted agents
Term life and whole of life protection
Term life and whole of life explained simply
You do not need to understand insurance jargon before starting. These are the two broad types of life insurance you are likely to hear about.
Term Life Insurance
Cover for a chosen period, such as 10 or 20 years. It is commonly used to protect a family while children are growing up, replace income, or cover a mortgage or other financial commitments.
Whole of Life Insurance
Cover intended to remain in place for life, provided the policy conditions and premiums are maintained. It may be used for long-term family protection, legacy planning or business protection.
Important: Policy benefits, exclusions, eligibility and premiums vary. A licensed insurance professional is responsible for explaining the available options before you decide whether to apply.
Ready to make one clear enquiry?
Tell us once. We will prepare the details for an appropriate vetted insurance professional.
What can affect life insurance terms and premiums?
The insurer sets the final price and policy terms. Common factors include:
What the concierge will ask
The conversation is deliberately short. It gathers only the core information needed to prepare a useful life insurance enquiry.
- Who you would like the policy to protect
- How long you expect to need the cover
- How much you would like your loved ones to receive
- Your age and general health
- Whether you smoke or use nicotine
- Your country of residence, or province if you live in Thailand
- When you would like the cover to begin
- Your contact details and best contact time
Trust and transparency
JLIT is an independent information and referral platform. We prepare your enquiry and introduce it to appropriate insurance professionals; we do not sell the policy or provide insurance advice.
Life insurance questions
Common questions before making a life insurance enquiry.
What is the difference between term life and whole of life?
Term life covers a chosen period, while whole of life is intended to remain in place for life provided the policy conditions and premiums are maintained.
Do I need to know which type I want?
No. Katya will ask how long you think you need cover, and a licensed insurance professional can explain the available options.
How much life insurance do I need?
That depends on your family, income, debts and goals. JLIT does not recommend a level of cover. The insurance professional can discuss this with you.
Will I need a medical examination?
That depends on your age, health, the amount of cover and the insurer's underwriting requirements.
Can expatriates arrange life insurance while living in Thailand?
Eligibility depends on residence, nationality, age, health and the insurer. A licensed insurance professional can confirm what is available.
Does JLIT provide the quotation or advice?
No. Quotations, policy terms and advice are provided only by legally authorised insurance professionals or insurers.
How quickly will someone contact me?
After submission, an insurance professional can review the enquiry and contact you using the details and preferred time you supplied.
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Just Landed in Thailand is an independent information and referral platform. JLIT is not an insurer, insurance broker or licensed insurance adviser and does not provide insurance advice, policy recommendations or quotations. The information on this page is general and policy benefits vary. Life insurance enquiries may be passed to selected, legally authorised insurance professionals or providers who are responsible for discussing cover, exclusions, eligibility, pricing and policy terms directly with the user.
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Your enquiry has been sent to qualified and verified insurance agents, who will review your requirements and contact you shortly.
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Just Landed in Thailand is an independent information and referral platform. We are not an insurance broker, insurance company or licensed insurance agent, and we do not provide insurance quotations, recommendations or insurance advice. Insurance enquiries submitted through this service are securely passed to qualified and verified insurance agents who will assess your requirements and contact you directly. Any insurance quotations, recommendations, policy information or advice are provided solely by those agents, and any decision to purchase insurance is made between you and the insurance provider or intermediary.