Corporate Banking & Payments
Moving business money into and out of Thailand: receiving international payments, opening business banking relationships and paying overseas suppliers in foreign currency — with better rates through Vita Capital, our FX partner.
business payments
explained
in Thailand
Guides in this section
View all Business & Corporate Finance guides →
International Business Payments to Thailand
Receiving money from customers and partners abroad.
Read the guide →
Opening Business Banking Relationships in Thailand
Corporate accounts, documents and choosing a bank.
Read the guide →
Paying Overseas Suppliers in Foreign Currency
Paying in dollars, euros, pounds and yuan for less.
Read the guide →Need Personalised Financial Advice?
Speak to our team for tailored guidance on travel money, banking and managing your finances in Thailand.
Insurance for Thailand
Get covered before you go — quotes for visitors, expats and businesses, arranged through our team.
Ways to Move Business Money In and Out of Thailand
From a Thai corporate account to a specialist FX provider — what each option is, what it costs and what it suits.
Read the Vita Capital FX Profile →| Option | Type | Cost | Best for | Key thing to check | Read Guide |
|---|---|---|---|---|---|
| VVita Capital corporate FX | Specialist FX for businesses | Fees included in a competitive rate | Regular and larger supplier and customer payments | Forwards to fix your costs | Read → |
| EVita Capital corporate escrow | Escrow for trade and business deals | Quoted per deal | New suppliers, imports and business sales | The release conditions | Read → |
| THThai bank corporate account | Your local operating account | SWIFT fees (e.g. ฿500 per transfer at Krungsri) plus the bank's rate | Payroll, tax, local suppliers | Documents for large outward payments | Read → |
| $Foreign currency deposit (FCD) account | Holding foreign currency in Thailand | Bank charges vary | Businesses with dollar or euro income | When to convert to baht | Read → |
| BHome-country business bank | Paying from your bank abroad | Bank fees plus an FX margin | Existing relationships | The margin on the exchange rate | Read → |
| WOnline multi-currency account | App-based business account | Mid-market rate with a clear fee | Smaller, frequent payments | No forwards or escrow | Read → |
Compiled October 2026 from Vita Capital's published corporate services and Krungsri's SWIFT international remittance terms. Vita Capital is JLIT's FX and escrow partner; introductions are arranged through our team.
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Setting up business payments
Frequently Asked Questions
View all FAQs →What does a Thai bank charge to send money abroad?
It varies by bank. Krungsri, for example, charges ฿500 or US$20 per SWIFT transfer where costs are shared, plus the bank's exchange rate.
Do I need documents for large international payments?
Often, yes. Krungsri, for example, asks for supporting documents on outward transfers equivalent to US$200,000 or more, and for some purposes at any amount.
Can a business hold foreign currency in Thailand?
Yes. Thai banks offer foreign currency deposit (FCD) accounts, so you can hold dollars, euros or other currencies and choose when to convert.
How can my business get a better exchange rate?
Use a specialist FX provider such as Vita Capital, which offers competitive rates, forward contracts and a dedicated relationship manager for business clients.
Can I fix an exchange rate for future supplier payments?
Yes. A forward contract locks in today's rate for a payment you'll make later — useful for budgeting import costs.
How do I protect a payment to a new supplier?
Use escrow, so the money is released only when agreed conditions — such as delivery — are met. Vita Capital offers corporate escrow; ask through our team.
Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.
