Compare Family Solutions
Where expat families in Thailand get help saving for school and university, protecting the family and planning finances across borders: education savings solutions, international life protection and family financial planning, side by side.
side by side
October 2026
in Thailand
Guides in this section
View all Family, Education & Protection guides →
Education Savings Solutions Directory
Monthly plans, platforms, bonds and Junior ISAs side by side.
Read the guide →
International Life Protection Providers Directory
Life, illness and income cover for expat families, compared.
Read the guide →
Family Financial Planning Service Profile
What family financial planning for expats includes.
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Family Financial Solutions at a Glance
The main ways expat families in Thailand save for education and protect each other — what each is, what it costs you and what to watch for.
Read the Education Savings Solutions Directory →| Option | Type | Cost to you | Best for | Watch for | Read Guide |
|---|---|---|---|---|---|
| LFree planning with Lawrence (JLIT) | Family education and protection planning | Free first review | Fees, savings and cover planned together | Ask how any ongoing advice is paid for | Read → |
| RInternational regular savings plan | Monthly education savings | From US$100–300 a month plus charges | Long-term school and university saving | Early-exit charges on some plans | Read → |
| BPlatform or offshore bond | Lump sums and flexible saving | Account and fund charges | Lump sums, multi-currency, trusts | Tax depends on where you live | Read → |
| CInternational life cover | Life protection for the family | Monthly premium | Protecting school fees and income | Must cover you while living abroad | Read → |
| IIncome and critical illness cover | Protection if illness stops income | Monthly premium | The main earner | Definitions and deferred periods | Read → |
| !Unsolicited "guaranteed" plans | Cold calls and social media | Often high charges and lock-ins | Nobody | Pressure, promises and unregulated firms | Read → |
General guidance compiled October 2026. Minimums and terms from provider documents and our profiles; JLIT takes leads for insurance and introduces specialists.
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Choosing family solutions
Frequently Asked Questions
View all FAQs →What is the best way to save for school fees as an expat?
Usually a mix: a monthly plan or platform for long-term growth, a bond or platform for lump sums, and cash for the next year or two of fees.
Can I open a Junior ISA while living in Thailand?
Generally only in limited cases, such as Crown servants. An existing Junior ISA can usually stay in place.
Do I need life insurance if I am saving for school fees?
Ideally, yes. A plan only works if someone keeps paying into it — life cover in trust protects it.
Does JLIT sell insurance?
No. We take leads for insurance and introduce you to specialists who arrange cover for expat families.
How do I spot a bad savings plan?
Be wary of anyone who contacts you first, promises guaranteed returns or pressures you to sign a long contract quickly.
Can someone review our family finances for free?
Yes. Use the enquiry form on this page. Lawrence, a British expat in Thailand with more than 30 years in international finance, will come back to you by email, WhatsApp or LINE.
Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.
