Property & High-Value Transfers
Moving six-figure sums to Thailand for a condo, a villa lease or a retirement move: how to fund the purchase from the UK, protect yourself from currency swings, get the paperwork right for the Land Office and pay less on the exchange rate.
six-figure sums
rules explained
in Thailand
Guides in this section
View all Foreign Exchange & Escrow guides →
Funding a Thai Property Purchase from Overseas
From UK savings to Land Office transfer day.
Read the guide →
Large GBP to THB Transfers: Practical Considerations
Limits, checks, timing and rates on six-figure sums.
Read the guide →
Currency Risk During an Overseas Property Purchase
What a moving pound can do to your price — and how to fix it.
Read the guide →
Documentation for International Property Payments
FET forms, credit advices and the paper trail.
Read the guide →
Funding a Thailand Retirement Relocation
Moving your savings, pension and house sale to Thailand.
Read the guide →Need Personalised Financial Advice?
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Insurance for Thailand
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Ways to Fund a Thai Property Purchase
How the purchase money can travel from the UK to Thailand, what each route is best for, and whether it fits the Land Office's foreign-currency rule.
Read the Property Funding Guide →| Route | Type | Exchange rate | Best for | Condo purchase money | Read Guide |
|---|---|---|---|---|---|
| VVita Capital | FX specialist with a dedicated dealer | Competitive on large sums; can be fixed ahead | Deposits, completion, off-plan instalments | Ask for payment in foreign currency | Read → |
| UKUK bank (SWIFT in pounds) | Bank transfer | Thai bank converts on arrival | Simple, small purchases | Yes — arrives in pounds | Read → |
| BBangkok Bank London | Bank route | Bank's own rate | Bangkok Bank customers | Check with the bank and your lawyer | Read → |
| WWise | Online money transfer | Mid-market, small fee | Furniture, fees and living costs | No — delivers baht | Read → |
Compiled October 2026 from Vita Capital's website, Thai banks' published practice and ThaiLawOnline's guide to the FET form. Vita Capital is JLIT's FX and escrow partner; quotes are arranged through our team. Always confirm the payment route with your lawyer before you send.
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Funding a purchase, step by step
Frequently Asked Questions
View all FAQs →Can a British person buy a condo in Thailand?
Yes. Foreigners can own a condo unit freehold in their own name, as long as foreign ownership in the building stays within 49% of the total floor area and the purchase money comes into Thailand from abroad in foreign currency.
What is an FET form?
A Foreign Exchange Transaction form issued by the Thai bank that receives your money, proving it came from abroad in foreign currency. Banks issue it for transfers of USD 50,000 or more; for smaller sums, keep the credit advice and ask for a bank letter.
Can I send baht for a condo purchase?
Not for the purchase money. If baht arrive, no FET is issued. Send foreign currency to your Thai account and let the Thai bank convert it — and check with your lawyer first.
How can I protect myself from the exchange rate moving?
A forward contract fixes today's rate for a payment on a future date, such as completion. Vita Capital, our FX partner, offers forwards to private clients.
Who pays the transfer costs?
A 2% transfer fee on the assessed value is often split between buyer and seller on resales. The seller usually pays specific business tax or stamp duty and withholding tax. Check your sale contract.
Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.
