Compare Retirement Solutions
Where British expats in Thailand get help with retirement: international retirement planning services, the main retirement income solutions — drawdown, annuities, bonds and savings — and when to bring in a pension specialist, side by side.
side by side
October 2026
in Thailand
Guides in this section
View all Retirement & Pension Planning guides →
International Retirement Planning Service Profile
What a retirement planning service for expats includes.
Read the guide →
Retirement Income Solutions Directory
Drawdown, annuities, bonds and savings side by side.
Read the guide →
Pension Specialist Referral Directory
When you need a pension specialist, and how to choose one.
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Retirement Help for Expats at a Glance
The main places British expats in Thailand turn for retirement planning and income — what each is, what it costs you and what to watch for.
Read the Retirement Planning Service Profile →| Option | Type | Cost to you | Best for | Watch for | Read Guide |
|---|---|---|---|---|---|
| LFree review with Lawrence (JLIT) | Expat retirement planning in Thailand | Free first review | Your whole retirement planned together | Ask how any ongoing advice is paid for | Read → |
| DPension drawdown | Flexible pension income | Platform and fund charges | Flexible income, money stays invested | Withdrawing too much too soon | Read → |
| AAnnuity | Guaranteed income for life | Built into the rate | Covering essential spending | Usually fixed in pounds; can't be undone | Read → |
| SPension transfer specialist | Specialist pension adviser | Fees vary | Final-salary transfer decisions | Most guarantees are worth keeping | Read → |
| YDoing it yourself | Self-managed | Your time; hidden mistakes | Simple affairs, confident investors | Tax in two countries, currency, timing | Read → |
| !Unsolicited "pension release" offers | Cold calls and social media | Often tax charges and losses | Nobody | Early access promises and pressure | Read → |
General guidance compiled October 2026. Pension rules in the UK and tax rules in Thailand change; always take advice before changing pension arrangements.
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Choosing retirement help
Frequently Asked Questions
View all FAQs →What does a retirement planning service for expats do?
It brings your pensions, savings, income, currency, tax in two countries and family plans together into one plan — and reviews it every year.
Should I use drawdown or an annuity?
Many retirees use both: secure income such as an annuity or State Pension for essentials, and drawdown for flexibility. The right mix depends on your situation.
When do I need a pension transfer specialist?
If you're thinking of transferring a final-salary pension worth more than £30,000, the law requires advice from a qualified pension transfer specialist.
Can I plan my retirement myself?
Some people do, especially with simple affairs. Expats face extra layers — tax in two countries, currency and the frozen State Pension — where advice often pays for itself.
How do I spot a pension scam?
Be wary of anyone who contacts you first, promises early access or guaranteed returns, or pressures you to decide quickly.
Can someone review my retirement plan for free?
Yes. Use the enquiry form on this page. Lawrence, a British expat in Thailand with more than 30 years in international finance, will come back to you by email, WhatsApp or LINE.
Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.
