Compare Travel Money
Side-by-side comparison tables for British travellers to Thailand: credit cards, debit cards, multicurrency accounts, foreign fees and Thai ATM charges — every fee in one place, checked and dated.
side by side
dated
in Thailand
Guides in this section
View all Travel Money & Cards guides →
UK Travel Credit Card Comparison
Every fee-free UK credit card for Thailand, side by side.
Read the guide →
UK Travel Debit Card Comparison
Fee-free debit cards: spending, cash and limits compared.
Read the guide →
Multicurrency Travel Account Comparison
Wise, Revolut and others: rates, fees and baht balances.
Read the guide →
UK Card Foreign-Fee Comparison
What every major UK bank charges you abroad.
Read the guide →
Thai ATM Fee Reference
Every Thai bank ATM: fees and withdrawal limits.
Read the guide →Need Personalised Financial Advice?
Speak to our team for tailored guidance on travel money, banking and managing your finances in Thailand.
Insurance for Thailand
Get covered before you go — quotes for visitors, expats and businesses, arranged through our team.
Best Card for Each Job in Thailand
The quickest answer: one card for each part of your trip. The full comparison tables have every provider and every fee.
Compare Credit Cards →| Card | Best for | Foreign fee | Cash abroad | Watch out for | Compare |
|---|---|---|---|---|---|
| CChase UK | Everyday spending and cash | 0% | No Chase fee, £500/day | £1,500/month abroad cap | Read → |
| SStarling | Long stays | 0% | No Starling fee, £300/day | Smaller daily limit | Read → |
| BBarclaycard Rewards | Hotels and bookings | 0% | No fee, but interest | 28.9% APR if you carry a balance | Read → |
| WWise | Locking in a rate | From 0.43% | £250/month free | 2.69% above allowance | Read → |
Fees as published by each provider, checked 11–12 October 2026. Thai ATMs add ฿220 per withdrawal with any UK card.
Plan your Thailand trip with Just Landed
Everything else you need for Thailand, in one place.
FlightsTo and around Thailand
HotelsBook across Thailand
Car rentalAirports, cities, islands
Scooter rentalScooters and motorbikes
Travel insuranceCovered before you go
Adventure activitiesZip lines, rafting, sanctuaries
Tours & ticketsDay trips, shows, events
DivingCourses, fun dives, liveaboards
GolfCourses and tee times
FishingCharters, lakes, fishing parks
Motorbike routes72 routes on a 3D map
Medical tourismDental, cosmetic, orthopaedic
Health insuranceCover for life in Thailand
International schools178 schools compared
Family & petsMoving with children and petsfor expats
Practical, independent guides to help you make smarter financial decisions in Thailand.
How to choose
Frequently Asked Questions
View all FAQs →Which UK card is best for Thailand?
Most travellers do best with two: a fee-free debit card such as Chase or Starling for cash and everyday spending, and a fee-free credit card such as Barclaycard Rewards or Lloyds Ultra for hotels and bookings.
Do UK credit cards charge fees in Thailand?
Most standard cards add about 2.75% to 2.99% to every payment abroad. A handful of travel credit cards charge no foreign transaction fee on purchases.
Is it better to use a credit or debit card in Thailand?
Use a fee-free debit card for cash, because credit card cash withdrawals attract interest from day one, and a fee-free credit card for bookings and deposits, for Section 75 protection.
How often are these comparisons updated?
We check every figure on the date shown and review each table at least every six months, or sooner when a provider changes its fees.
Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.
