Foreign Exchange & Escrow

Compare Foreign Exchange & Escrow

Provider profiles and comparisons for British expats and buyers moving money to Thailand: our FX and escrow partner Vita Capital, and the main international FX providers side by side — services, pricing, tools and who each suits.

Providers
side by side
Checked
October 2026
Written by expats
in Thailand

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FX Providers for Thailand at a Glance

The main ways British expats and buyers move money to Thailand — what each provider is, how it prices and what it's best for.

Read the Vita Capital Profile →
ProviderTypePricingBest forExtrasRead Guide
Vita CapitalFX and escrow specialistQuoted; fees built into the rateProperty, relocations, large and regular sumsForwards, limit orders, escrow, dedicated specialistRead →
WiseOnline money transferMid-market rate plus a feeEveryday and regular transfersMulticurrency accountRead →
XeOnline money transferIncludes a marginA second quoteRate alertsRead →
UK bank SWIFTBank transferReported margins 1%–3.55%When nothing else fitsNoneRead →

Compiled October 2026 from Vita Capital's published information, Wise's published fees and Wise's August 2026 comparison of UK bank margins. Vita Capital is JLIT's FX and escrow partner; quotes are arranged through our team.

Our number one: Vita CapitalOur FX and escrow partner for property, relocations and larger transfers — competitive rates, forwards, limit orders, escrow and a dedicated specialist.Get a Vita Capital quote →

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Choosing a provider

1Know how much and when
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Frequently Asked Questions

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Who is Vita Capital?

A London-based foreign exchange and escrow specialist, with an office in Dubai, offering spot trades, forward contracts, limit and stop-loss orders and escrow. It is JLIT's FX and escrow partner.

Which provider is cheapest for sending money to Thailand?

For everyday sums, an online provider such as Wise. For larger sums, get a specialist quote from Vita Capital too — on big amounts, the rate matters far more than the fee.

Which providers can fix a rate for later?

FX specialists such as Vita Capital offer forward contracts. Online apps generally convert only at today's rate.

How do I get a Vita Capital quote?

Use the enquiry form on this page. We introduce you to Vita Capital, who will come back to you with a quote.

Are UK banks a good way to send money to Thailand?

Rarely for larger sums. UK banks' exchange-rate margins are reported at about 1% to 3.55%, plus fees.

Important: This guide is general information, not personal financial advice. Fees, limits and eligibility change; we check every figure on the date shown, but always confirm the current terms with the provider before you apply or travel. Some links on this page may be affiliate links, which means JLIT may earn a commission if you open an account — this never changes the price you pay.